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Able2Travel Travel Insurance is a caring and sensitive solution for people trying to find Travel Insurance when they have a pre-existing medical condition.
Sometimes it can be difficult for people with pre-existing medical conditions to find a travel insurance policy that meets their needs; with many policies either cover for the pre-existing medical condition is excluded from the policy or when cover is included, the cost can become prohibitive.
So, if you have a medical condition and you are finding it difficult to buy travel insurance for your holiday or trip, then call us at Able2Travel Travel Insurance and we will help you find the most appropriate travel cover for your needs, giving you the peace of mind so you are able to travel!
Whether you are looking for travel insurance for diabetes, a heart condition or for another medical problem, you can be assured of receiving a fast, sensitive and competitively-priced insurance solution for your travel plans.
Able2Travel Travel Insurance - Policy Features
Able2Travel Travel Insurance offers 3 levels of travel insurance cover for both Single Trip and Annual Multi-trip travel insurance policies, enabling you to pick a policy that is suited for your individual needs.
The Able2Travel Travel Insurance policy features table below will help you understand the different features on Single and Annual Multi-Trip travel insurance policies depending on the level of travel cover that you choose.
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Single Trip Policy Features |
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|
Silver |
Gold |
Platinum |
|
| Maximum age at date of departure (for Areas 1, 2 & 3) | No Limit | No Limit | No Limit |
| Maximum age at date of departure (for Area 4) | 79 | 79 | 79 |
| Maximum period per Trip if aged 65 years or under | 365 Days | 365 Days | 365 Days |
| Maximum period per Trip if aged 66 to 79 years | 45 Days | 45 Days | 45 Days |
| Maximum period per Trip if aged 80 to 85 years in all areas excluding area 4 | 31 Days | 31 Days | 31 Days |
| Maximum period per Trip if aged 86 years and over in all areas excluding area 4 | 23 Days | 23 Days | 23 Days |
| Maximum period per Trip if aged 80 years and over in area 4 | No Cover | No Cover | No Cover |
|
Annual Multi-Trip Policy Features |
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|
Silver |
Gold |
Platinum |
|
| Maximum age at start date of the period of cover shown on Your certificate | 79 | 79 | 79 |
| Maximum period per Trip if aged 65 years or under | 31 Days | 31 Days* | 31 Days* |
| Maximum period per Trip if aged 66 to 75 years | 31 Days | 31 Days** | 31 Days** |
| Maximum period per Trip if aged 76 to 79 years | 31 Days | 31 Days | 31 Days |
| Business Travel Included | Yes | Yes | Yes |
| Trips within your country of residence (refer to definition of trip for further information) | Included | Included | Included |
| Family members can travel separately if named on Your certificate | No | No | Yes |
| Winter Sports (Activity pack 5) upon payment of an additional premium and shown on Your Policy Certificate - up to total maximum of | 21 Days | 21 Days | 21 Days |
*Available to extend to 45 days or 60 days for an additional premium.
**Available to extend to 45 days for an additional premium.
Policy Summary:
- Choice of 3 Levels of Cover - Silver, Gold and Platinum
- Emergency Medical Cover - up to £10 million
- Personal Liability - up to £2 million
- Trip Cancellation - up to £5,000
- Baggage - up to £3,000
- Travel Delay & Missed Departure - up to £1,000
- Personal Money - up to £500
- 24 Hour Medical Assistance Helpline
- Optional Extra Cover Available - Cruise Cover, Sports Cover & Gadget Cover
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Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.