Travel Insurance

for people with medical conditions

Car Rental Insurance From Able2Travel

Panning on hiring a car whilst on your trip? You need Car Rental Insurance!

With a car rental insurance policy, you won’t get caught out by the excess charged for damage to your hire car under the car rental agreement! Most people don’t know this, but you can be hit with a sizeable bill potentially reaching into thousands of pounds if your hire car is damaged or stolen or even if the windscreen breaks or you damage a tyre. Most car rental agreements will include the Collision Damage Waiver (CDW) however you will usually still be required to pay the hefty excess on the car rental company’s insurance – this could cost you over £2,000!

Able2Travel’s Car Rental Excess Insurance will protect you against having to pay the hire car excess on the rental company’s insurance in the event the hire car is damaged or stolen. It is essentially a more extensive alternative to the Super Collisions Damage Waiver (Super CDW), that is offered by most hire car companies. This is because our Car Rental Insurance offers additional covers for things not usually covered in the Super CDW such as damage to tyres, windscreens and the underside of the vehicle as well as misfuelling and even lost or stolen keys plus more!



What Else is Covered on our Car Rental Insurance Policy?

  • Excess/Deposit Reimbursement (within the policy year) Up to £12,500 (£15,000)
    • Towing cost cover – up to £500
    • Administration and handling charges – up to £500
  • Personal Accident – up to £5,000
  • Personal Possessions Cover – overall limit – up to £500
    • Maximum per item, pair or set – up to £250
    • Tobacco, alcohol, fragrances limit – up to £100
  • Rental Key Cover – per claim/total per period of insurance – up to £750/£2,500
    • Lock out – up to £500
  • Insured Vehicle Breakdown – up to £750
  • Curtailment of Rental – per day/per agreement – up to £25/£300
  • Drop off Charges – up to £500
  • Misfuelling (within the policy year)up to £750(£1,500)
  • Road Rage Cover – up to £1,000
  • Car Jacking Cover – up to £500
  • Additional Hired Items Cover – up to £200


Click here for the Car Rental Insurance policy wording where you can see the full Car Rental Insurance Benefits Schedule.


Car Hire Insurance – Annual Multi-Trip Policy Features Snapshot

If you travel or hire rental cars more than once or twice a year, you could save £££’s on Car Rental Insurance with our Annual multi-Trip Car Rental Insurance policy.

Here are just a few of the great benefits that come with our Annual Multi-Trip Car Hire Excess Insurance:

  • Covers multiple trips in any one year, for up to 31 days (Silver Cover) or 62 days (Gold Cover) maximum duration on any one rental.
  • Minimum age of person renting the vehicle is 21 years.
  • Maximum age of person renting the vehicle is 84 years.
  • Car Club Membership
  • Rentals within your usual country of residence

Car Hire Insurance – Single Trip Policy Features Snapshot

  • Covers a single rental period of up to 90 days (Silver Cover) or 180 days (Gold Cover) in duration.
  • Minimum age of person renting the vehicle is 21 years.
  • Maximum age of person renting vehicle is 84 years.
  • Car Club Membership
  • Rentals within your usual country of residence


For the full Car Rental Excess Insurance Benefits Schedule and policy terms, conditions and exclusions you can access the full Car Hire Excess Insurance policy wording here.

How do I get Car Rental Excess Insurance Quote

It’s quick and easy to get a Car Rental Insurance quote: just click the ‘Get a Quote’ button to get a Car Rental Excess Insurance quote online, or if you prefer to speak with someone then you can call our Car Rental Insurance and Travel Insurance team direct on 01483 806 680.



Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you