Travel Insurance

for people with medical conditions

Cruise Travel Insurance for those with pre-existing medical conditions

Cruise Travel Insurance Mini Banner

If you’re heading on a cruise holiday, unlike some other travel insurances, cruises are covered as standard with Able2Travel travel insurance policies. Also, purchasing our optional additional Cruise Plus cover is well worth the small, extra premium on top of your Single Trip or Annual Multi-trip travel insurance policy to ensure you’re additionally covered for many additional unforeseen events that can impact your cruise!

Why take out Cruise Plus Optional Travel Insurance Cover?

Cover for cruises is included in your Able2Travel Travel Insurance policy as standard, but for extra peace of mind we offer a specialist add on that specifically covers many additional risks associated with a cruise holiday. For example, Able2Travel’s Cruise Plus option insurance will offer protection for missed port departures, loss of shore excursions, itinerary changes and more which are not covered in our standard Single Trip and Annual Multi-trip policies.

With having an existing medical condition, a high quality and thorough travel insurance policy is vital because medical treatment abroad can be expensive and when taking a cruise holiday, based on many of the common destinations, this cost can increase dramatically.

Cruise Travel Insurance - What is Covered?

Our travel insurance policies for cruise holidays offer competitive protection for your trip including a wide range of policy benefits such as:

  • Cancellation - up to £7,500
  • Emergency Medical Expenses – up to £10 million
  • Personal Baggage - up to £3,000
  • Missed Departure - up to £1,500
  • Personal Accident - up to £30,000
  • Additional Cover for your Medical Items
    • Loss or Damage to Medical Aids – up to £2,000
      Loss or Damage to Prescribed Medications – up to £500
      Emergency Replacement of Prescribed Medications – up to £500
      Delayed Mobility Equipment & Medical Aids (per day) – up to £1,000 (£200)
  • Catastrophe & Travel Disruption Cover
    • Extended Cancellation or Curtailment/Loss of Holiday – up to £7,500
      Extended Travel Delay and Abandonment – up to £7,500
      Catastrophe & Travel Disruption Cover related to pre-booked accommodation – up to £7,500
      Extended Missed Departure – Your Trip Being Within Europe – up to £1,000
      Extended Missed Departure – Your Trip Being Outside Europe – up to £1,500
  • Additional Cover on your return Home following Hospitalisation Abroad
    • Aftercare – Home Help or Nanny – up to £600
      Aftercare – UK Physiotherapy – up to £600
      Including – UK Medical Exam – up to £600
      Convalescence/Recuperation Holiday – up to £1,000
      Modification to your home – up to £750
  • Personal Cover, Chaperone or Nanny Replacement - up to £2,500
  • ... And much more!


Click here to see the full Able2Travel Travel Insurance Table of Benefits.

Able2Travel Travel Insurance has over 15 years of experience in finding cover for senior travellers or travellers with medical conditions and people needing cruise travel insurance, so whether you are looking for holiday insurance for cancer, a heart condition or for another medical problem, you can be assured of receiving a fast, sensitive and competitively priced travel insurance solution for your travel plans.

Cruise Travel Insurance - Policy Features

Able2Travel Travel Insurance offer 3 levels of travel insurance cover for both Single Trip and Annual Multi-Trip travel insurance policies, enabling you to pick a travel policy that is suited for your individual needs.

The policy features table below will help you understand the different features on Single and Annual Multi-Trip Travel Insurance policies depending on the level of travel cover that you choose.

Policy Features

Single Trip Policy Features





Maximum age at date of departure (area 1-4 - see page 5 of the Policy Wording) No Limit No Limit No Limit
Maximum age at date of departure (area - 5 - see page 5 of the Policy Wording) 79 79 79
Maximum period per Trip if aged up to 64 365 days 365 days 365 days
Maximum period per Trip if aged 65 to 79 45 days 45 days 45 days
Maximum period per Trip if aged 80 to 85 31 days 31 days 31 days
Maximum period per Trip if aged 86+ 21 days 21 days 21 days
For travel commencing prior to 31/12/2020 31/12/2020 31/12/2020

Annual Multi-Trip Policy Features

Maximum age at start/renewal of cover 79 79 79
Maximum period per Trip if aged up to 64 31 days 45 days 60 days
Maximum period per Trip if aged 65 to 69 31 days 35 days 45 days
Maximum period per Trip if aged 70 to 79 31 days 35 days 45 days
Business Travel Included Yes Yes Yes
Home Country Trips (minimum 2 nights in pre-booked and pre-paid accommodation) Yes Yes Yes

What are the optional covers included with the optional Cruise Plus Travel Insurance Cover?

The cruise plus travel insurance optional cover add-on for an additional premium includes several additional sections of cover specifically for designed to provide extra cover for people need travel insurance for a cruise. These additional optional cruise travel insurance sections of cover are:

  • Re-join you Cruise – Up to £750
  • Missed Port Departure (per port) – Up to £400 (£75)
  • Cabin Confinement (amount per day) – Up to £600 (£100)
  • Cruise Itinerary Changes (amount per port) – Up to £600 (£100)
  • Loss of Shore Excursions – Up to £600
  • Cruise Interruption – Up to £600

How do I get a Cruise Travel Insurance Quote?

It’s quick and easy to get an Able2Travel Cruise Travel Insurance quote: just click the ‘Get an Instant Quote’ button to get a travel insurance for cruises quote online, or if you prefer to speak with someone then you can call our travel insurance team direct on 01483 806 826.

All cruise travel insurance enquiries are dealt with on a case-by-case basis. In addition to the Able2Travel Travel Insurance policy, our specialists have access to a wide range of travel insurance options and will assist you in finding you travel insurance cover for all medical conditions. The Able2Travel Travel Insurance policy is used whenever possible and a suitable alternative travel insurance policy may be offered for more serious health problems, so you can find the travel cover you need with one call to Able2Travel Travel Insurance.

For a Cruise Travel Insurance quote please call 01483 806 826 or click the button below!

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Prefer to talk to us?

Call our UK Call Centre on 01483 806 826


Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you