Able2Travel Business Travel Insurance Business Plus Cover Option
Going on a trip that may involve business related activities? Looking for a travel insurance policy to cover these things but don’t require a full specialist business travel insurance policy? Able2Travel Travel Insurance Business Plus cover option can provide you with some cover for business related aspects of your trip so that you can rest assured that your business equipment, samples and more are protected financially.
What is Covered on Able2Travel Business Travel Insurance?
Below is a brief explanation of what is covered on Able2Travel Travel Insurance with business cover option. However, you should always refer to the Able2Travel Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.
|
Policy Options Benefits Schedule £ |
Level of Cover |
Level of Cover |
Level of Cover |
|||
|
Section of Cover |
Standard |
Excess |
Prime |
Excess |
Black |
Excess |
| Section 21. Business Plus Cover Option | ||||||
| Business equipment | 1,000 | 90 | 1,500 | 50 | 2,000 | 25 |
| Business samples | 500 | 90 | 750 | 50 | 1,000 | 25 |
| Business money | 500 | 90 | 500 | 50 | 500 | 25 |
| Delayed business equipment / equipment hire | 200 | 90 | 400 | 50 | 500 | 25 |
| Emergency courier of essential equipment limit (amount after 12 hours) | 200 | 90 | 400 | 50 | 500 | 25 |
| Business personnel replacement | Not insured | Not Insured | 1000 | 50 | 2,500 | 25 |
Note. The table above is only a summary of cover. The sections of “business plus cover” are explained in more detail below. However, you should always refer to the policy wording for full travel insurance cruise cover terms, conditions and exclusions.
Business Equipment and Samples Cover – for the repair or value as a result of accidental loss, theft, damage or destruction.
Business Money Cover - for the loss or theft of business money during your trip that is yours’ (self-employed) or your employers’ property.
Delayed Business Equipment Hire Cover - if your business equipment is accidentally lost, stolen, damaged, destroyed, misdirected or delayed in transit by more than 12 hours, for the cost of hiring necessary business equipment.
Emergency Courier of Essential Equipment Cover - for any necessary emergency courier expenses for replacing any business equipment that is covered under business equipment cover and cannot be hired locally at a lower that is essential to your business itinerary.
Business Personnel Replacement - for additional return travel and
accommodation expenses to complete essential business commitments that were left unfinished due to. The area of cover is only available on the Gold or Platinum Level of Cover.
You should always refer to the Able2Travel Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.
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Do I need additional Business Cover on my Travel Insurance policy?
While business trips are covered as standard under a Able2Travel Travel Insurance policy, if you’re travelling regularly for business it may be a good idea to purchase specific business trip travel insurance cover that covers more specific business aspects of your trip than the standard Able2Travel Insurance policy provides, should something happen to your business equipment, money or personnel - not only could you end up out of pocket, but so could your employer.
How do I Get a Business Travel Insurance Quote?
It’s quick and easy to get an Able2Travel Travel Insurance quote including business cover. All you have to do is select the Business Plus Cover option on the ‘Your Quote’ page when getting a quote to add it to your Able2Travel Travel Insurance policy.