Able2Travel Cruise Travel Insurance
Cruise Cover Option
Going on a cruise is an amazing way to see the world, calling in at a number of destinations on your journey, soaking up the atmosphere at each port of call.
Whilst Cruise holidays are covered as standard on Able2Travel, our standard policies do not provide cover for specific cruise related events. For example, whilst you would benefit from Trip Cancellation or Emergency Medical Cover for your Cruise, you would not receive cover if you were denied boarding or if your boat missed a port that was originally indicated on your itinerary.
That's where Able2Travel's Cruise Cover option comes in.
Our Cruise Cover option can provide cover for Missed Port of Call, Cabin Confinement, Low/High Water, Shore Excursions, and Denied Boarding, on top of your standard policy!
Purchasing our Optional Cruise Cover is well worth the small, extra premium on top of your Single Trip or Annual Multi-Trip Travel Insurance policy to ensure you have the enhanced cover for many additional unforeseen events that can impact your cruise!
What is Covered on Able2Travel Cruise Cover Option?
Below is a brief explanation of what is covered on Able2Travel Travel Insurance with additional Cruise cover. You should however, always refer to the Able2Travel Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.
|
Policy Options Benefits Schedule £ |
Level of Cover |
Level of Cover |
Level of Cover |
|||
|
Section of Cover |
Silver |
Excess |
Gold |
Excess |
Platinum |
Excess |
| Section P: Cruise Cover Option | ||||||
|
Missed Port (per port) |
£300 (£75) | Nil | £400 (£100) | Nil | £600 (£150) | Nil |
| Cabin Confinement (per day) | £300 (£75) | Nil | £400 (£100) | Nil | £600 (£150) | Nil |
| Low/High water (per occurrence) | £300 (£75) | Nil | £400 (£100) | Nil | £600 (£150) | Nil |
| Shore Excursions | £300 | £175 | £400 | £95 | £600 | £50 |
| Denied Boarding | £50 | Nil | £75 | Nil | £100 | Nil |
Note. The table above is only a summary of cover. The sections of “cruise plus cover” are explained in more detail below. However, you should always refer to the policy wording for full travel insurance cruise cover terms, conditions and exclusions.
Missed port of call – If you are on a cruise that misses a scheduled port of call indicated on your original itinerary or replaces it with another port of call, we will pay you the per port amount listed on your Cover Summary for each port you missed, up to the maximum benefit listed for Missed Port of Call cover.
Cabin confinement – We will pay you the amount listed on your Cover Summary if a doctor on board your cruise ship advises you, individually and personally, not to leave your cabin because of an injury or illness during your trip.
Low/High Water – We will pay you the per occurrence amount listed on your Cover Summary, up to the maximum limit listed for Low/High Water cover, for each cruise interruption of your river cruise caused by insufficient or excess water levels, where the travel supplier provides only land-based alternative accommodation or require that you change ships.
Shore Excursions – We will reimburse you, less available refunds, up to the amount listed on your Cover Summary for the cost of excursions you have pre-paid but cannot go on during your trip because:
- a doctor on board your cruise ship has advised you not to go on the excursion because of your illness, injury, or a medical condition (including being diagnosed with an epidemic or pandemic disease such as COVID-19) during your trip; or
- your cruise ship cannot make a scheduled stop at a port because of bad weather or other restrictions;
Denied Boarding – We will pay you the amount listed on your Cover Summary for meals, communication expenses and local transportation, if you are denied boarding the cruise ship that you are scheduled to travel on for your trip, based on a suspicion that you have a contagious medical condition.
You should always refer to the Able2Travel Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.
Why take out Optional Cruise Travel Insurance Cover?
Cover for cruise holidays is included as standard on Able2Travel Travel Insurance policies, but there is no cover for additional, cruise related perils, such as Cabin Confinement.
For a small additional premium you can add cover specifically related to your cruise holidays to your standard policy. Able2Travel’s Cruise Cover option will offer protection for Missed Port, Cabin Confinement, Low/High water, Shore Excursions, and Denied Boarding.
Remember, a high quality and thorough Travel Insurance policy is vital if you have pre-existing medical conditions because medical treatment abroad, or from the ship’s doctor, can be expensive. Plus, if your require hospital treatment whilst on your cruise holiday, then based on many of the common cruise destinations, these costs can be far greater than you might think.
How do I Get a Cruise Travel Insurance Quote?
It’s quick and easy to get an Able2Travel Travel Insurance quote including additional Cruise Cover. All you have to do is select the Cruise Cover option on the ‘Your Quote’ page when getting a quote to add it to your Able2Travel Travel Insurance policy.