Policy Summary:
3 Options available including:
Winter Sports Cover Option, Sports Travel Insurance, Cruise Cover Option...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Seniors Travel Insurance
Able2Travel Senior Travel Insurance
Being older you may have noticed that it’s more difficult to find suitable Travel Insurance for elderly people, and this can be especially so for senior travellers with pre-existing medical conditions.
Claims data shows that an increase in age comes with an increase in risk of accidents or falling ill abroad, leading to an increased risk of making a claim. This is why some insurers are not keen to provide Travel Insurance for the elderly with medical conditions.
At Able2Travel, we believe no matter what age you are, with or without pre-existing medical conditions, everyone should have the opportunity to travel with the peace of mind that a good quality Travel Insurance policy provides. For the love of travel, choose Able2Travel.
Get your Quote Online or Call +44 (0)1483 806 826
Why Choose Senior Travel Insurance from Able2Travel?
The main benefit of Travel Insurance is to provide financial protection, should something unexpected happen whilst you’re abroad. For example, costs for emergency medical treatment, losing your luggage or cutting short your holiday.
Able2Travel has over 20 years of experience in providing quality single trip and annual multi-trip Travel Insurance for seniors and pensioners travellers of different age groups:
- Over 50s and Over 55s travel insurance
- Over 60s and Over 65s travel insurance
- Over 70s and Over 75s travel insurance
- Over 80s and Over 85s travel insurance
What Is Covered by Able2Travel Senior Travel Insurance?
Our seniors and pensioners Travel Insurance policies offer competitive protection for your trip, including a wide range of policy benefits such as:
- Emergency Medical Cover – up to £10 million
- Travel Accident - up to £20,000
- Trip Cancellation - up to £5,000
- Baggage - up to £3,000
- Travel Delay & Missed Departure - up to £1,000
Other Areas of Cover Included as Standard
- Cover for 1,000s of Medical Conditions
- Loss of Travel Documents - up to £500
- Plus so much more...
Additional Cover Available
- Optional Cruise Cover - Including Missed Port Cover
- Optional Sports Cover
Click here to see the full Able2Travel Travel Insurance Table of Benefits.
Why Add Optional Cruise Cover to Senior Travel Insurance?
Whilst our Able2Travel policy includes cover for cruises as standard, however, it doesn’t cover certain cruise-related incidents. For example, your cruise has skipped a scheduled port listed on your travel plan.
With our Optional Cruise Cover added to your policy, you can get cover for Missed Port of Call, Cabin Confinement, Low/High Water, Shore Excursions, and Denied Boarding, on top of your standard policy.
Are You Looking for Travel Insurance While on a Waiting List?
If you’re currently on a waiting list for treatment or surgery for a diagnosed medical condition, this doesn’t necessarily mean you can’t or shouldn’t travel. Here at Able2Travel, there’s a strong possibility that we may be able to find you a Travel Insurance solution, so you can travel with peace of mind while on a waiting list.
We may even be able to find you cover just in case you have to cancel or end your holiday early, due to a change of date for your treatment or surgery, which many other insurance providers simply can’t offer.
To get a quote for Travel Insurance while on a waiting list for medical treatment, please contact Able2Travel on +44 (0)1483 806 826 to speak with one of our specialists.
What Medical Conditions Has Able2Travel Travel Insurance Covered in the Past?
Able2Travel has provided solutions for seniors and pensioners travellers with a wide number of both common and more serious medical conditions. These include:
- Angina
- Asthma
- COPD
- Cancer
- Diabetes
- Disability
- High Blood Pressure
- Heart Disease (and other heart conditions)
- And many more.
Are You Looking for Travel Insurance While on a Waiting List?
If you’re currently on a waiting list for treatment or surgery for a diagnosed medical condition, this doesn’t necessarily mean you can’t or shouldn’t travel. Here at Able2Travel, there’s a strong possibility that we may be able to find you a Travel Insurance solution, so you can travel with peace of mind while on a waiting list.
We may even be able to find you cover just in case you have to cancel or end your holiday early, due to a change of date for your treatment or surgery, which many other insurance providers simply can’t offer.
To get a quote for Travel Insurance while on a waiting list for medical treatment, please contact Able2Travel on +44 (0)1483 806 826 to speak with one of our specialists.
What COVID Cover Is Available on Able2Travel Travel Insurance for Those With Medical Conditions?
All our Able2Travel Medical Condition Travel Insurance policies include Coronavirus (COVID-19) cover at no additional cost. However, our policy will ONLY provide cover for claims directly or indirectly related to a pandemic and/or epidemic, including but not limited to Coronavirus (COVID-19) within the following sections:
- Section A – Trip Cancellation
- Section B – Trip Interruption
- Section C – Travel Delay & Missed Departure
- Section F – Emergency Medical Cover/Dental Cover Abroad
- Section G - Emergency Transportation
You can find full details of what is and isn't covered in relation to Coronavirus within the policy wording.
Click the “Get a Quote” button to get specialist medical travel insurance with COVID cover to protect your holiday.
Get your Quote Online or Call +44 (0)1483 806 826
Policy Features of Able2Travel Senior Travel Insurance
Able2Travel offers 3 levels of cover for both Single Trip and Annual Multi-Trip Travel Insurance for pensioners and senior travellers. Depending on the level of cover you choose there are different features on both policy types. The policy features table below will help you understand the different features between the 2 policy types.
|
Single Trip Policy Features |
|||
|
Silver |
Gold |
Platinum |
|
| Maximum age at date of departure (for Areas 1, 2 & 3) | No Limit | No Limit | No Limit |
| Maximum age at date of departure (for Area 4) | 79 | 79 | 79 |
| Maximum period per Trip if aged 65 years or under | 365 Days | 365 Days | 365 Days |
| Maximum period per Trip if aged 66 to 79 years | 45 Days | 45 Days | 45 Days |
| Maximum period per Trip if aged 80 to 85 years in all areas excluding area 4 | 31 Days | 31 Days | 31 Days |
| Maximum period per Trip if aged 86 years and over in all areas excluding area 4 | 23 Days | 23 Days | 23 Days |
| Maximum period per Trip if aged 80 years and over in area 4 | No Cover | No Cover | No Cover |
|
Annual Multi-Trip Policy Features |
|||
|
Silver |
Gold |
Platinum |
|
| Maximum age at start date of the period of cover shown on Your certificate | 79 | 79 | 79 |
| Maximum period per Trip if aged 65 years or under | 31 Days | 31 Days* | 31 Days* |
| Maximum period per Trip if aged 66 to 75 years | 31 Days | 31 Days** | 31 Days** |
| Maximum period per Trip if aged 76 to 79 years | 31 Days | 31 Days | 31 Days |
| Business Travel Included | Yes | Yes | Yes |
| Trips within your country of residence (refer to definition of trip for further information) | Included | Included | Included |
| Family members can travel separately if named on Your certificate | No | No | Yes |
| Winter Sports (Activity pack 5) upon payment of an additional premium and shown on Your Policy Certificate - up to total maximum of | 21 Days | 21 Days | 21 Days |
*Available to extend to 45 days or 60 days for an additional premium.
**Available to extend to 45 days for an additional premium.
Frequently Asked Questions About Senior Travel Insurance
1. What Area Should I Select on My Senior Travel Insurance?
If you aren’t sure which area of cover to choose, please see below to find which area you need to select for your trip when purchasing your Able2Travel Travel Insurance for pensioners and seniors.
- Area 1- England, Scotland, Wales, Northern Ireland, and the Isle of Man.
- Area 2- Those countries listed above in 'Area1' and including: Albania, Andorra, Austria, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Channel Islands (Guernsey, Jersey, Alderney, and Sark), Corsica, Croatia, Cyprus, Czech Republic, Denmark (inc. Faroe Islands), Estonia, Finland, France, Germany, Gibraltar, Greece (including Greek Islands), Holland (Netherlands), Hungary, Iceland, Italy, Kosovo, Liechtenstein, Latvia, Lithuania, Luxembourg, Madeira, Malta, Moldova, Monaco, Montenegro, North Macedonia, Norway, Poland, Portugal (inc. Azores), Republic of Ireland, Romania, Russia (West of Urals), San Marino, Sardinia, Serbia, Slovakia, Slovenia, Spain (including Balearic and Canary Islands), Sweden, Switzerland, Ukraine, Vatican City.
- Area 3- Anywhere in the world excluding the United States of America, Canada, the Caribbean, and Mexico.
- Area 4- Anywhere in the world
2. Can My Family Also be on the Same Policy?
For our Senior Travel Insurance, there are three different options you can choose when getting a quote from Able2Travel: Individual, Couple, and Family.
Please note: if all insured travellers on the policy would like to travel separately, you would need to select the Platinum Annual Multi-Trip policy.
3. How Do I Get a Quote for Senior Travel Insurance?
To get a Senior Travel Insurance quote from Able2Travel, you can click the ‘Get a Quote’ button to begin the process of getting a quote. If you prefer to speak with someone, you can call our Able2Travel specialist Travel Insurance team.
Able2Travel Travel Insurance Policy Options
We've got lots of options, so here they are....
Cruise Cover Option
Add Optional Cruise Cover to your Able2Travel Travel Insurance policy to include specific cruise related cover for Missed Port, Cabin Confinement, Low/High Water, Shore Excursions, and Denied Boarding.
Winter Sports Cover Option
Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment whether its owned or hired, and cover in place should you miss any prepaid activities.
Sports Travel Insurance
Add the Sports Cover Option to your Able2Travel Travel Insurance policy if you plan on taking part in sports whilst on your trip, including Golf!
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Read moreImportant Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.